Trusted. Local. Independent insurance agency in Palm Bay, Florida.

Erb and Young Insurance has the knowledge and expertise to help with your commercial trucking, fleet, and business insurance needs in Palm Bay, Florida.

We’re your one-stop-shop for individuals, personal insurance and business insurance. Start a quote by clicking below or give us a call at 954-429-6099 to start the conversation.

Palm Bay, Florida
Palm Bay, Florida
Palm Bay, Florida

Get quotes from multiple insurance companies in Palm Bay, Florida.

Erb and Young Insurance has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Palm Bay, Florida to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Palm Bay, Florida Independent Agent vs The Rest.

Here is a quick comparison of the differences between an independent agency in Palm Bay, Florida like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Get a quick estimate.

Erb and Young Insurance is here to help you find the right coverage for yourself, your family, or business in Florida. Submit your information below and one of our expert insurance advisors will reach out to you to discuss your insurance options.

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Erb and Young Insurance

How it works.

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    Fill out the form.
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    We will go over your options with you.
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    Get the coverage you need.

If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!

Personal insurance policies for individuals and families in Palm Bay, Florida

Home Insurance

Auto Insurance

Life Insurance

Umbrella Insurance

High Net-Worth

Landlord Insurance

Earthquake Insurance

Motorcycle Insurance

Boat Insurance

Power Sports

Renters Insurance

Insurance coverage for your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

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About us.

The Cepero Team

With our commercial insurance team located in Weston, Florida, the team at Erb and Young Insurance, the Cepero Team, works with businesses all across the state of Florida to ensure they have the coverage they need for their specific situations.

All of our clients are unique and our experienced agents take the time to become familiar with their unique needs. Whether it’s business insurance, hard to place risks, commercial property, restaurants, builders risk, trucking, or any other commercial insurance, Erb and Young Insurance can determine the perfect plan at an affordable price.

Finding the appropriate insurance on your own is no easy task, but our team is here to do the hard part for you. Rest assured that whichever plan you choose, your business is covered.

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Your commercial insurance team.

Be
Extraordinary Podcast.

Grow your business, income and impact with the Be Extraordinary Podcast; real conversations about business, leadership and personal development. We are three business partners united together with the mission of creating extraordinary lives.

We bring people together from all different backgrounds, with years of performance experience, to discuss successes and failures along their journey. What makes the difference between success and failure? We answer this question every week, bringing you impactful stories on the subject of personal achievement and success. Don’t settle for ordinary. Life was meant to… Be Extraordinary!

Join this community of extraordinary people doing extraordinary things. Being extraordinary; a personal philosophy and a way of life that epitomizes excellence in everything you do.

Watch our latest episodes

You can also listen to our episodes while you are at home, working or even in your car on a daily basis. Open your favorite platform and put on your headset to immerse yourself with us.

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Apple Podcasts
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YouTube Podcasts
Brett Young

Brett Young

A fishing enthusiast and self-proclaimed insurance nerd, feels most at home when he is on the water with his wife, Teeci and their 8-year-old son and 2 year old daughter. He considers himself a team builder and has enjoyed developing the Be Extraordinary Podcast alongside his brother, Taylor, and their partner and friend Rod.

Rod Erb

Rod Erb

Rod, a former professional golfer and Michigan native, started the company Erb and Young Insurance in 2015 with his passion for sales and professional development. Outside of his work, raising his two kids with his wife Susan has been the most humbling and rewarding accomplishment of his life.

Taylor Young

Taylor Young

A UCF basketball grad and Florida native, enjoys boating and weekends outdoors with his wife Pinky and their two children. He believes in the power of long-term relationships and that happy employees create a better customer experience.

Your trusted insurance agency in Palm Bay, Florida.

Insurance services offered.

Erb and Young Insurance

Want to talk?
Let's do it.

Call our Weston, Florida office today.

954-429-6099

Get your commercial insurance quote online.